Retirement Planner

Real terms · 6% real equity growth · Inflation-neutral pensions

Earliest Viable Age

Portfolio at Retirement

DC + SIPP + ISA

Income at Retirement

drawdown + guaranteed

Portfolio at 85

longevity check

Pots Run Out

Retire at age 55

4367

Annual spend (early) £36,000

£15k£60k

Spend change age 70

5590

Annual spend (late) £28,000

£10k£60k

Assets & Contributions ▼

DC Pension £

Monthly DC £

SIPP £

S&S ISA £

Guaranteed Income & Assumptions ▼

DB p.a. £ (65+)

DB Lump Sum £

State Pension £ (68+)

Sick pay p.a. £

Real equity growth %

Total Portfolio Value · Age 43–100

Retirement Income Breakdown