UK Redundancy Pay Calculator (2026/27)

Being made redundant means a lot of numbers land on you at once: statutory redundancy pay, notice pay, holiday pay, and a payslip that’s been taxed in a way that rarely matches what you actually owe for the year. This calculator brings those together for the 2026/27 tax year (England, Wales and Northern Ireland — Scottish income tax bands are not covered).

It works out your age-banded statutory redundancy pay year by year, adds notice pay (statutory minimum or contractual, whichever is longer), and calculates pro-rata holiday pay — including an option to carry forward untaken days from a previous leave year, relevant if long-term sickness has kept you from taking leave.

On the tax side, it applies the £30,000 tax-free exemption to redundancy pay, estimates cumulative PAYE Income Tax and employee/employer National Insurance on the taxable elements, and factors in pension salary sacrifice and student loan repayments (Plans 1, 2, 4, 5 and Postgraduate) where they apply. Because a large one-off payment is often over-taxed under cumulative PAYE, it also estimates your true annual tax liability and flags a likely refund if you have no further income this tax year.

This tool provides estimates based on 2026/27 UK statutory rates (England, Wales & Northern Ireland; excludes Scottish income tax bands) and standard PAYE/NI mechanics, including pension salary sacrifice and student loan repayment (Plans 1, 2, 4, 5 and Postgraduate). It is not a substitute for advice from your employer's payroll team, an accountant, or HMRC. Multiple simultaneous student loan plans, tapered annual allowance pension charges, and salary sacrifice effects on employer contributions are not modelled.